Margaret Hicks - AIG Life of Canada (Articles)

 AIG USED BAD FAITH AND FRAUDULENT SCHEMES AGAINST AN EMPLOYEE/POLICY HOLDER

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Black's Legal Dictionary defines "bad faith" as:

The opposite of good faith, generally implying or involving actual or constructive fraud, or a design to mislead or deceive another, or a neglect or refusal to fulfil some duty of some contractual obligation, not prompted by an honest mistake as to one's right or duties, but by some interested or sinister motives. The term "bad faith" is not simply judgement or negligence, but rather it implies the conscious doing of a wrong because of the dishonest purpose...; it is different from the negative idea of negligence in that it contemplates a state of mind affirmatively operating with a furtive design or ill mind.

Bad Faith is the breach of the implied-in-law covenant of good faith and fair dealings