| About Margaret Hick's employment with AIG and
events that led to her termination and claims of bad faith practices by AIG Life Insurance
of Canada. |
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(43) October 21, 2002: Letter received from
Tower Administrative Services further delays in Margaret's claim for STD.
The letter dated October 10th, 2002 and post marked October 18th, 2002 acknowledges that
Margaret has an illness and it is unclear as to whether the "disability" is due
to an illness or is it work related stress that is causing this illness.
At this point what difference did it make? The fact
they acknowledge her illness is why she should have received her benefits.
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| (44) October 21, 2002: Letter sent to Tower
Administrative Services regarding further delays in Margaret's claim for STD.
This
letter sets out Margaret's concerns about the unethical and fraudulent procedures being
used by TAS on behalf of AIG. |
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(45) November 4, 2002: Letter sent to TAS
regarding legal position of Margaret's claim
Requesting a legal answer (date) to Margaret's claim for STD benefits.
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(46) November 8, 2002: Letter from Tower
Administrative Services more delaying tactics about Margaret's claim
Letter from Tower advising that Margaret's claim for STD was not denied or approved.
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(47) November 17, 2002: Copies of letters
from Margaret's dermatologist and psycho-therapist forwarded to Canada Life by fax
These documents were forwarded by fax to the Claims adjuster at her request. She claims
they were not forwarded to her from AIG or Tower Admin. Services.
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(48) December 06,2002: Letter received from
Canada Life that they are providing a service to AIG
The letter states they are providing a service to Margaret's employer and are arranging
for Keyfacts Canada to have another Dr. see Margaret. Why
did it take over 5 months to decide to send Margaret to a company doctor? |
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(49) December 19 & 23, 2002: Regarding
instructions from the Insurance Ombudsman's office (Ontario) to Ron Hicks
(1) E-mail to Blaney McMurtry regarding -The Ombudsman's office insisted that we contact
AIG and have them review the evidence of the case before they would accept a complaint
from Margaret.
(2) E-mail reply from Blaney McMurtry - States that the short term disability is self
insured and they believe Ombudsman's office has no jurisdiction in this case.
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(50) December 20, 2002: Letter received from
Keyfacts Enterprises Canada Inc.
Stating they have arranged for a medical examination for Margaret, appointment made with
an independent Psychiatrist, for January 8, 2003. |
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(51) January 8, 2003 Appointment with An
Independent Psychiatrist (Company appointed Doctor)
Margaret said that the doctor mentioned due to her condition, she should have
gone to the hospital for treatment at the beginning.At
the beginning we did not know what Margaret's problems were. |
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| (52) February 7, 2003: Phone call Canada
Life (Margaret approved for short and long-term disability benefits.)
Margaret
phoned Canada Life and was told that based on the information received from the
psychiatrist, confirmed the other reports that she was suffering from Major
Depression and her short and long term benefits would be approved.
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| (53) February 14, 2003: Letter from Tower
Administrative services Including a cheque for $10,301.20 being the
disability income for the period of July 17, 2002 up to and including January 12, 2003.
Note: letter was sent by courier and was preceded by a phone call from TAS that they no
longer do work for AIG. |
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| (54) March 14, 2003: Letter from Canada Life
approving Margaret for LTD |
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(55) August 13, 2003 Statement of Claim
served on Ron Hicks/Scoreboard Canada Inc.
Court File No. 03-CV1252918CMM2
In my opinion their claims have no merit or foundation. I did not file a
statement-of-defence. Rather, I forwarded a letter to them (September 8, 2003)
with proof that their claims against Scoreboard were false. If they proceed
to try and get an injunction or damages against myself or Scoreboard, they will have to
plead their case to a Judge. In my opinion no honourable Judge would disregard the
evidence or my rights granted under the "Canadian Charter of Rights and
Freedoms". |
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| (56) Aug 14, 2003: Letter from Margaret's
lawyer withdrawing his services
Margaret's lawyer stated in May, that
Margaret had a very strong case based on the evidence, and he would represent her.
However, after I phoned him on October 14, 2003 he said he was not experienced to defend
me in a defamation case and he would want at least a $10,000.00 retainer fee and he was
withdrawing his services to Margaret and myself. |
| (57) October 8, 2003: Scoreboard's website
regarding Margaret's story was revised. |
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