Margaret Hicks - AIG Life of Canada (Articles)

 AIG USED BAD FAITH AND FRAUDULENT SCHEMES AGAINST AN EMPLOYEE/POLICY HOLDER

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Cronology of Events - Page Six

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About Margaret Hick's employment with AIG and events that led to her termination and claims of bad faith practices by AIG Life Insurance of Canada.

(43) October 21, 2002: Letter received from Tower Administrative Services further delays in Margaret's claim for STD.

The letter dated October 10th, 2002 and post marked October 18th, 2002 acknowledges that Margaret has an illness and it is unclear as to whether the "disability" is due to an illness or is it work related stress that is causing this illness.

At this point what difference did it make? The fact they acknowledge her illness is why she should have received her benefits.

(44) October 21, 2002: Letter sent to Tower Administrative Services regarding further delays in Margaret's claim for STD.

This letter sets out Margaret's concerns about the unethical and fraudulent procedures being used by TAS on behalf of AIG.


(45) November 4, 2002: Letter sent to TAS regarding legal position of Margaret's claim

Requesting a legal answer (date) to Margaret's claim for STD benefits.

(46) November 8, 2002: Letter from Tower Administrative Services more delaying tactics about Margaret's claim

Letter from Tower advising that Margaret's claim for STD was not denied or approved.

(47) November 17, 2002: Copies of letters from Margaret's dermatologist and psycho-therapist forwarded to Canada Life by fax

These documents were forwarded by fax to the Claims adjuster at her request. She claims they were not forwarded to her from AIG or Tower Admin. Services.

(48) December 06,2002: Letter received from Canada Life that they are providing a service to AIG

The letter states they are providing a service to Margaret's employer and are arranging for Keyfacts Canada to have another Dr. see Margaret.

Why did it take over 5 months to decide to send Margaret to a company doctor?


(49) December 19 & 23, 2002: Regarding instructions from the Insurance Ombudsman's office (Ontario) to Ron Hicks

(1) E-mail to Blaney McMurtry regarding -The Ombudsman's office insisted that we contact AIG and have them review the evidence of the case before they would accept a complaint from Margaret.

(2) E-mail reply from Blaney McMurtry - States that the short term disability is self insured and they believe Ombudsman's office has no jurisdiction in this case.

(50) December 20, 2002: Letter received from Keyfacts Enterprises Canada Inc.

Stating they have arranged for a medical examination for Margaret, appointment made with an independent Psychiatrist, for January 8, 2003.

(51) January 8, 2003 Appointment with An Independent Psychiatrist (Company appointed Doctor)

Margaret said that the doctor  mentioned due to her condition,  she should have gone to the hospital for treatment at the beginning.

At the beginning we did not know what Margaret's problems were.


(52) February 7, 2003: Phone call Canada Life (Margaret approved for short and long-term disability benefits.)

Margaret phoned Canada Life and was told that based on the information received from the psychiatrist,  confirmed the other reports that she was suffering from Major Depression and her short and long term benefits would be approved.


(53) February 14, 2003: Letter from Tower Administrative services

Including a cheque for $10,301.20 being the disability income for the period of July 17, 2002 up to and including January 12, 2003. Note: letter was sent by courier and was preceded by a phone call from TAS that they no longer do work for AIG.


(54) March 14, 2003: Letter from Canada Life approving Margaret for LTD

(55) August 13, 2003 Statement of Claim served on Ron Hicks/Scoreboard Canada Inc.
Court File No. 03-CV1252918CMM2


In my opinion their claims have no merit or foundation.  I did not file a statement-of-defence.  Rather, I forwarded  a letter to them (September 8, 2003)   with proof that their claims against Scoreboard were false.  If they proceed to try and get an injunction or damages against myself or Scoreboard, they will have to plead their case to a Judge. In my opinion no honourable Judge would disregard the evidence or my rights granted under the "Canadian Charter of Rights and Freedoms".

(56) Aug 14, 2003: Letter from Margaret's lawyer withdrawing his services

Margaret's lawyer stated in May, that Margaret had a very strong case based on the evidence, and he would represent her. However, after I phoned him on October 14, 2003 he said he was not experienced to defend me in a defamation case and he would want at least a $10,000.00 retainer fee and he was withdrawing his services to Margaret and myself.

(57) October 8, 2003: Scoreboard's website regarding Margaret's story was revised.

All rights reserved Ron Hicks 2004